Apple Credit Card Login: How To Access Your Account Online

Apple Card is a credit card created by Apple Inc. and issued by Goldman Sachs, designed primarily to be used with Apple Pay on Apple devices such as an iPhone, iPad, Apple Watch, or Mac. Currently, it is only available in the United States. However, the Apple Credit Card Login portal is an online portal that allows you to make your Apple Credit Card payment online, set up autopay, view transactions, view statement and lots more.

If you have just gotten approved for the Apple Credit Card – congratulations!. Its time to get familiar with your Apple Credit Card account. So, you have to read this post till the end in order to know how to check your Apple Credit Card balance, how to make your Apple Credit Card payment, setup autopay and lots more.

Apple Launches an online portal for Apple Card account holders

Apple today has launched an online portal for its Apple Card credit card, allowing account holders to manage their balances, view statements, schedule payments and more. The portal, card.apple.com, will be particularly useful in case you lose or misplace your iPhone and need to manage your card or pay your bill. In the past, you would have had to contact Goldman Sachs directly to do so.

The new site also offers an easy way to pay your balance when you’re at your desktop or laptop working on your monthly budgeting and bills, instead of having to go get your iPhone.

To use the site, cardholders will log in via their Apple ID. You can then view your card balance, available credit, next payment due date and amount on the home screen. The main page also offers quick access to set up scheduled payments — a feature some cardholders may have not realized existed, as it was buried under the three-dot “more” menu when viewing their Apple Card in the Wallet app.

From the left-side navigation, you can browse your past statements or download them as PDFs.

And from the other settings, you can link or remove connected bank accounts, contact support, read the card terms and more.

Apple says the full Apple Card experience is designed for iPhone, while the website is meant for making and scheduling payments, and other common tasks.

The lack of a website for card management had been one of the few quirks about Apple’s modern credit card. Though it’s convenient to have a built-in way to manage the card and pay the bill right from your iPhone, credit card holders still expect to be able to access their cards through the web, as well.

Apple Credit Card Login Steps

If you already have an Apple Credit Card account, you can proceed to login with your Apply ID. It is simple to do this, but just to give you a quick start we can help you locate the login section with ease. Follow the steps below:

Step 1: Go to the Apple Credit Card Login page: https://card.apple.com/ and click on login.

Step 2: Enter your Apple ID to proceed. Once logged in, you can view your account summary, make payments, and update your profile information. You can also activate paperless statements and set up autopay. You can also update your billing address, manage your transaction alerts and notifications, and more.

How To Check Your Apple Credit Card Balance

To see your Card Balance, open the Wallet app on your iPhone and tap Apple Card. The Card Balance shows below your card. Card Balance includes all new spending and any remaining monthly balance.

If you have Apple Card Monthly Installments, then your balance includes the newly billed monthly installment. You can only pay off purchases after they clear, so Card Balance will continue to reflect pending transactions, even if you make a maximum payment.

How To Make Your Apple Credit Card Payment

You can set up recurring scheduled payments or make a one-time payment in the Wallet app with just a few taps. If you don’t have an eligible iPhone or iPad, you can make an Apple Card payment online at card.apple.com.

For Apple Card Family, account owners and co-owners are responsible for all payments on the shared Apple Card account. On a co-owned account, each co-owner can make payments on the account and can add a bank account. Before making or scheduling a payment on a shared Apple Card account, co-owners should verify that the correct bank account is selected.

How to Set up scheduled payments for Apple Card

1. Open the Wallet app on your iPhone and tap Apple Card.
2. Tap the more button , tap Scheduled Payments, then tap Continue.
3. Tap Pay My Bill to pay your previous monthly balance or tap Pay Different Amount to choose an amount. Then tap next:
4. If you chose Pay My Bill, select when you want your payment to be made, then tap Next.
5. If you chose Pay Different Amount, select your payment amount, when you want the payment to repeat, when you want the first payment to be made, then tap Next.
6. Confirm with Face ID, Touch ID, or passcode.
7. Tap Done.

If you want to change your scheduled payment, you need to first cancel your current scheduled payment. Just tap the more button , then tap your scheduled payment under Scheduled Payments. Tap Cancel Payments and tap Cancel Payments again to confirm your choice.

How To Make a one-time payment

On your iPhone in the Wallet app, you can make an immediate one-time payment or you can schedule a one-time payment.

Pay now: To make an immediate one-time payment, follow these steps:

1. Open the Wallet app on your iPhone and tap Apple Card.
2. Tap to pay.
3. Hold and slide the payment wheel to choose a payment amount.
4. Tap Pay Now to instantly make your payment, then follow the instructions on your screen.

Pay later: Here’s how to schedule a one-time payment:

1. Open the Wallet app on your iPhone, tap Apple Card, then tap to pay.
2. Hold and slide the payment wheel to choose a payment amount, then tap Pay Later.
3. Choose the date you want to make the payment.
4. Tap Pay on [your chosen date], then follow the instructions on your screen.

If you set up Apple Cash and verified your identity, you can use Apple Cash or your bank account to make an immediate one-time payment.

How To Make additional payments on your Apple Card Monthly Installments

If you pay your minimum payment due each month, you’re automatically paying your Apple Card Monthly Installment for that month. To make an additional payment or pay off your installment balance, you need to pay your Maximum Payment for all other Apple Card purchases before additional payments can be applied to your installment balance.

Apple Card Monthly Installments are interest-free and all other purchases you make with your Apple Card have a variable APR.² When you pay toward your Apple Card balance first, you can reduce or eliminate interest charges. If you pay more towards your installment balance, you might reduce the number of payments, but you’re still required to pay your installment the next month.

If your iPhone or iPad is unavailable

If your iPhone is missing or stolen, you can call an Apple Card specialist to make a payment. You can also ask an Apple Card specialist to help you set up scheduled payments so you won’t miss a payment.

If you added your Apple Card to another iPhone, you can make a payment or set up scheduled payments in the Wallet app on that iPhone. If you added your Apple Card to your iPad, you can go to Settings > Wallet & Apple Pay > Apple Card, then tap Make a Payment or set up Scheduled Payments.

How To Choose or change A payment Source

Add a bank account that you can use to make payments, or use Apple Cash to help pay off your Apple Card balance. The first time you choose to add a bank account, you’re asked if you want to add the same bank account that you use with Apple Cash. If you select Yes, the bank account is automatically added.

How To add a bank account:

1. Get your bank account number and bank routing number.
2. Open the Wallet app on your iPhone and tap Apple Card.
3. Tap the more button .
4. Scroll down and tap Bank Accounts.
5. Tap Add a Bank Account, then follow the instructions on your screen.

You can add multiple bank accounts to make payments. The first bank account you add will be your default bank account.

How To Delete a bank Account: Before you delete a bank account, you must delete any payments that you set up using that bank account. Then, open the Wallet app on your iPhone and follow these steps:

1. Tap Apple Card.
2. Tap the more button .
3. Scroll down and tap Bank Accounts.
4. Tap Edit.
5. Tap the delete button .

Pay with Apple Cash or a different bank account

If you choose Pay Now, you can use your Apple Cash balance to make an immediate one-time payment. If the balance of your Apple Cash account is less than the amount of your payment, the remaining balance is paid from your default bank account. You can also choose a different bank account to pay your Apple Card balance:

1. Open the Wallet app on your iPhone and tap Apple Card.
2. Tap to pay.
3. Choose a payment amount and tap the Pay Now button.
4. Tap your bank account, then choose a different bank account.
5. Tap the Back button and authenticate with Face ID, Touch ID, or your passcode to make a payment.

How To See Your Payment History

To view your payment history, follow these steps:

1. Open the Wallet app on your iPhone and tap Apple Card.
2. Tap Card Balance.
3. Scroll down and select the Statement you want to view.

Next to Payments and Credits you see the amount of Payments and Credits from the month you selected. If you want to download a PDF of the statement, tap Download PDF Statement. Payments and Credits includes payments you might have made, refunds on purchases you returned, and credits you might have received from a transaction dispute.

You can also view individual payments. Just open the Wallet app on your iPhone and tap Apple Card. Then scroll through Latest Transactions until you see a Payment transaction. To see the payment details, tap the transaction, then tap it again on the next screen.

How To Cancel Your Apple credit Card Payment

On iOS 14 or later, you might be able to cancel a one-time payment that hasn’t been processed yet:

1. On your iPhone, open the Wallet app and tap Apple Card.
2. Under Latest Transactions, tap the payment that you want to cancel.
3. Tap the payment again, then tap Report an Issue.
4. Choose an issue, then tap Cancel Payment.

If you don’t see Cancel Payment, tap Contact Support to chat with an Apple Card specialist.

For more information, Call an Apple Card Specialist at 1-877-255-5923.